4/29/2008 · Download a secure budget app for an easy way to track spending. There are many apps out there that can make budgeting a lot easier. For example, apps allow you to track spending in real time and you can set up alerts for bill payments. They also make it easier to catch suspicious account activity.A budget is an account of the money to be spent on a project, or by a person or organization in a time period. It usually lists the various things that are to be done, and how much to spend on each. It may also list estimated revenues. When spending is less than revenues, it is a surplus budget.
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